3/19/2010 12:34 PM (PST)
Have you tried calling a HUD-approved nonprofit housing counselor? You can speak with a certified counselor by calling 888-995-4673. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.
The California Attorney General's press release on "forensic loan audits" is posted here on TrustLink under New Scams. They are not really in favor of this business model.
For more info on loan modification, check out the LABBB's Facebook page at:
http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856
Specifically, check out the "Notes" on various loan mod topics and info that can apply to homeowners anywhere.
Also, check out the "loan modification" tagged questions here on this forum.
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